Careful when comparing idiosyncratic statistics with systemic: Plane and car crashes are neither multiplicative nor systemic, they more or less remain the same throughout the year. Pandemics behave differently.
If you get hit by a car today, it doesn’t increase the chances of someone else getting hit. Totally different story with infections. Therefore you cannot compare the fear of multiplicative pandemics to car crashes.
When paranoid, you can be wrong 1000 times & you will survive. If non-paranoid; wrong once, and you, your genes, & the rest of your group are done. Airplane safety is the result of mega-paranoia.